EUR
Estados financieros de Joint Stock Company Kaspi.kz
Joint Stock Company Kaspi.kz · KKS.F
Cuenta de resultados anual
Millones de KZT
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Ingresos | 3,934,859 | 2,520,927 | 1,890,290 | 1,257,744 | 892,544 |
| Costo de ventas | 2,119,442 | 949,468 | 671,836 | 383,611 | 244,862 |
| Beneficio bruto | 1,908,382 | 1,571,459 | 1,218,454 | 874,133 | 647,682 |
| Margen bruto | 48.5% | 62.3% | 64.5% | 69.5% | 72.6% |
| Investigación y desarrollo | 208,580 | 109,553 | 88,657 | 60,807 | 44,388 |
| Gastos generales y de venta | 224,483 | 76,889 | 51,359 | 28,862 | 11,968 |
| Beneficio operativo | 1,313,668 | 1,271,060 | 998,804 | 720,574 | 528,802 |
| Margen operativo | 33.4% | 50.4% | 52.8% | 57.3% | 59.2% |
| EBITDA | 1,295,307 | 1,271,060 | 998,804 | 707,039 | 535,424 |
| Gastos por intereses | 883,721 | 0 | 0 | 0 | 0 |
| Beneficio antes de impuestos | 1,331,918 | 1,282,289 | 1,022,004 | 720,574 | 528,802 |
| Impuestos | 264,211 | 225,455 | 173,234 | 131,730 | 93,588 |
| Beneficio neto | 1,073,177 | 1,039,739 | 841,351 | 585,026 | 431,914 |
| Margen neto | 27.3% | 41.2% | 44.5% | 46.5% | 48.4% |
| BPA diluido | 5,464.85 | 5,471.89 | 4,380.61 | 3,016.00 | 2,222.00 |
| Acciones (diluidas) | 190 | 190 | 192 | 194 | 194 |
Cuenta de resultados trimestral
Millones de KZT
| Partida | T2 2026 | T1 2026 | T4 2025 | T3 2025 | T2 2025 | T1 2025 | T4 2024 | T3 2024 |
|---|---|---|---|---|---|---|---|---|
| Ingresos | 1,105,520 | 1,021,539 | 1,143,502 | 1,110,174 | 969,512 | 816,048 | 724,459 | 652,592 |
| Costo de ventas | 339,647 | 301,358 | 289,584 | 352,045 | 287,147 | 391,830 | 264,382 | 243,395 |
| Beneficio bruto | 765,874 | 720,181 | 819,719 | 758,129 | 682,365 | 424,218 | 460,077 | 409,197 |
| Margen bruto | 69.3% | 70.5% | 71.7% | 68.3% | 70.4% | 52.0% | 63.5% | 62.7% |
| Investigación y desarrollo | 0 | 61,579 | 56,742 | 58,052 | 50,889 | 42,897 | 29,341 | 27,538 |
| Gastos generales y de venta | 66,981 | 53,300 | 74,951 | 66,049 | 44,302 | 39,181 | 23,373 | 17,944 |
| Beneficio operativo | 326,025 | 321,090 | (164,263) | 634,028 | 542,254 | 301,649 | 377,700 | 336,151 |
| Margen operativo | 29.5% | 31.4% | -14.4% | 57.1% | 55.9% | 37.0% | 52.1% | 51.5% |
| EBITDA | 326,025 | 304,677 | 344,394 | 366,486 | 543,226 | 301,649 | 377,700 | 336,151 |
| Gastos por intereses | 283,893 | 253,298 | 252,720 | 0 | 218,287 | 0 | 0 | 0 |
| Beneficio antes de impuestos | 326,025 | 322,301 | 355,996 | 346,514 | 321,956 | 307,452 | 383,592 | 333,313 |
| Impuestos | 68,680 | 66,545 | 79,013 | 68,468 | 63,327 | 53,403 | 67,191 | 58,937 |
| Beneficio neto | 255,202 | 249,394 | 284,376 | 278,046 | 257,327 | 254,049 | 311,896 | 269,693 |
| Margen neto | 23.1% | 24.4% | 24.9% | 25.0% | 26.5% | 31.1% | 43.1% | 41.3% |
| BPA diluido | 1,355.12 | 1,236.97 | 1,316.22 | 1,457.38 | 1,354.25 | 1,337.00 | 1,641.43 | 1,409.00 |
| Acciones (diluidas) | 190 | 190 | 190 | 191 | 190 | 190 | 190 | 191 |
Balance
Millones de KZT
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Efectivo e inversiones a corto plazo | 304,926 | 2,109,462 | 2,197,596 | 615,360 | 948,563 |
| Cuentas por cobrar | 106,278 | 3,465,697 | 2,739,702 | 3,183,976 | 2,491,234 |
| Inventarios | 0 | 16,195 | 1,531,097 | 0 | 0 |
| Activo corriente | 304,926 | 5,704,938 | 6,519,452 | 3,838,755 | 3,431,158 |
| Propiedad, planta y equipo | 713,893 | 193,205 | 142,729 | 116,537 | 70,959 |
| Fondo de comercio e intangibles | 847,035 | 93,522 | 65,695 | 15,303 | 14,142 |
| Activo total | 11,074,489 | 8,377,101 | 6,821,932 | 5,121,647 | 3,607,924 |
| Pasivo corriente | 7,994,286 | 6,751,733 | 5,699,352 | 4,045,024 | 2,794,760 |
| Deuda total | 470,576 | 221,456 | 222,156 | 267,151 | 310,465 |
| Pasivo total | 8,474,616 | 6,804,240 | 5,718,719 | 4,295,958 | 3,103,229 |
| Patrimonio neto | 2,490,211 | 1,517,224 | 1,078,123 | 819,165 | 499,727 |
| Deuda neta | 165,650 | (1,888,006) | (1,975,440) | (348,209) | (638,098) |
Flujo de caja
Millones de KZT
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Flujo de caja operativo | 1,618,791 | 581,892 | 1,106,128 | 1,020,984 | 70,351 |
| Inversión en activos fijos | (177,496) | (95,726) | (50,257) | (59,468) | (24,901) |
| Flujo de caja libre | 1,441,295 | 486,166 | 1,055,871 | 961,516 | 45,450 |
| Dividendos pagados | 0 | (646,056) | (560,132) | (210,102) | (340,362) |
| Recompra de acciones | (21,305) | (2,852) | (60,703) | (63,672) | 0 |
| Flujo de inversión | (507,803) | (108,364) | (218,360) | (487,161) | 289,748 |
| Flujo de financiación | 150,251 | (709,771) | (675,970) | (275,911) | (352,580) |
| Variación de caja | 283,673 | (200,996) | 205,106 | 273,259 | 11,692 |
Ejercicios fiscales de la empresa, que no siempre coinciden con el año natural. Las cifras negativas van entre paréntesis. BPA en unidades de la moneda de reporte.
Fuentes: Financial Modeling Prep, a partir de los informes de la empresa. Esta página tiene fines informativos y no constituye asesoría financiera.