BYMA · ARS
Estados financieros de Grupo Financiero Galicia S.A.
Grupo Financiero Galicia S.A. · GGAL.BA
ARS 5,940.00
▼ -10.00 (-0.17%)
Última operación · 9/10/2026, 19:59:30 UTC
Cuenta de resultados anual
Millones de ARS
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Ingresos | 11,630,511 | 10,626,574 | 13,894,555 | 8,519,811 | 2,864,480 |
| Costo de ventas | 6,831,922 | 3,962,893 | 7,013,501 | 4,190,598 | 1,233,662 |
| Beneficio bruto | 4,798,589 | 6,663,681 | 6,881,054 | 4,329,214 | 1,630,818 |
| Margen bruto | 41.3% | 62.7% | 49.5% | 50.8% | 56.9% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 2,126,876 | 1,425,829 | 1,131,927 | 1,020,299 | 444,062 |
| Beneficio operativo | 288,049 | 2,211,223 | 1,182,479 | 444,453 | 288,144 |
| Margen operativo | 2.5% | 20.8% | 8.5% | 5.2% | 10.1% |
| EBITDA | 587,870 | 2,399,291 | 1,366,007 | 633,497 | 376,086 |
| Gastos por intereses | 3,880,648 | 3,100,093 | 6,598,263 | 3,835,002 | 1,100,511 |
| Beneficio antes de impuestos | 283,285 | 2,211,223 | 1,182,479 | 444,453 | 288,144 |
| Impuestos | 91,915 | 586,614 | 448,246 | 115,070 | 99,525 |
| Beneficio neto | 196,046 | 1,624,745 | 734,238 | 329,384 | 188,619 |
| Margen neto | 1.7% | 15.3% | 5.3% | 3.9% | 6.6% |
| BPA diluido | 122.05 | 1,186.80 | 227.21 | 102.57 | 127.90 |
| Acciones (diluidas) | 1,606 | 1,486 | 1,480 | 1,475 | 1,475 |
Cuenta de resultados trimestral
Millones de ARS
| Partida | T2 2026 | T1 2026 | T4 2025 | T3 2025 | T2 2025 | T1 2025 | T4 2024 | T3 2024 |
|---|---|---|---|---|---|---|---|---|
| Ingresos | 2,766,777 | 2,555,338 | 5,041,738 | 1,972,491 | 2,086,391 | 2,529,891 | 2,750,835 | 1,829,860 |
| Costo de ventas | 1,581,957 | 1,794,463 | 4,430,323 | 736,466 | 564,042 | 1,101,091 | 1,224,211 | 720,013 |
| Beneficio bruto | 1,546,049 | 1,663,208 | 611,415 | 1,236,025 | 1,522,349 | 1,428,800 | 1,526,624 | 1,109,846 |
| Margen bruto | 55.9% | 65.1% | 12.1% | 62.7% | 73.0% | 56.5% | 55.5% | 60.7% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 650,023 | 255,824 | 258,590 | 658,027 | 491,732 | 385,245 | 650,833 | 251,069 |
| Beneficio operativo | 401,715 | 67,938 | (74,942) | (173,871) | 275,858 | 235,213 | 747,075 | 257,652 |
| Margen operativo | 14.5% | 2.7% | -1.5% | -8.8% | 13.2% | 9.3% | 27.2% | 14.1% |
| EBITDA | 399,331 | 110,740 | (53,915) | (107,090) | 364,457 | 297,240 | 820,973 | 307,288 |
| Gastos por intereses | 760,510 | 0 | 1,264,191 | 0 | 0 | 700,342 | 820,129 | 552,085 |
| Beneficio antes de impuestos | 401,716 | 67,938 | (81,496) | (173,871) | 275,858 | 235,213 | 747,075 | 257,652 |
| Impuestos | 143,374 | 1,430 | 2,298 | (86,155) | 103,187 | 72,585 | 78,627 | 89,712 |
| Beneficio neto | 258,322 | 66,488 | (63,177) | (87,710) | 172,637 | 162,579 | 668,475 | 167,969 |
| Margen neto | 9.3% | 2.6% | -1.3% | -4.4% | 8.3% | 6.4% | 24.3% | 9.2% |
| BPA diluido | 160.80 | 41.39 | -39.33 | -54.61 | 107.48 | 90.88 | 409.00 | 113.58 |
| Acciones (diluidas) | 1,606 | 1,606 | 1,606 | 1,606 | 1,606 | 1,606 | 1,594 | 1,479 |
Balance
Millones de ARS
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Efectivo e inversiones a corto plazo | 9,073,773 | 6,744,840 | 1,995,885 | 1,393,687 | 462,491 |
| Cuentas por cobrar | 7,939,665 | 5,936,797 | 2,225,910 | 1,310,597 | 477,359 |
| Inventarios | 0 | 0 | 0 | 0 | 0 |
| Activo corriente | 10,818,046 | 12,793,346 | 2,028,523 | 627,910 | 87,749 |
| Propiedad, planta y equipo | 1,098,167 | 995,521 | 839,918 | 360,675 | 121,154 |
| Fondo de comercio e intangibles | 381,324 | 304,486 | 122,235 | 119,932 | 41,357 |
| Activo total | 45,779,144 | 32,517,979 | 22,246,858 | 10,488,176 | 3,268,713 |
| Pasivo corriente | 3,103,457 | 19,248,617 | 302,050 | 282,524 | 54,410 |
| Deuda total | 3,646,667 | 2,160,466 | 492,043 | 491,262 | 160,310 |
| Pasivo total | 38,012,313 | 26,454,235 | 8,198,814 | 8,592,294 | 2,675,628 |
| Patrimonio neto | 7,766,543 | 6,063,586 | 2,017,873 | 1,895,882 | 593,085 |
| Deuda neta | (5,427,106) | (4,584,374) | (1,503,842) | (902,425) | (302,182) |
Flujo de caja
Millones de ARS
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Flujo de caja operativo | 280,479 | 244,272 | 91,686 | 1,794,287 | 1,715,528 |
| Inversión en activos fijos | (245,915) | (214,703) | (72,639) | (57,705) | (60,316) |
| Flujo de caja libre | 34,564 | 3,288,079 | 19,047 | 1,736,582 | 1,655,212 |
| Dividendos pagados | (329,134) | (614,943) | (179,276) | (66,214) | (11,683) |
| Recompra de acciones | 0 | 0 | 0 | 0 | 0 |
| Flujo de inversión | (10,767,123) | (11,512,959) | (178,258) | (137,675) | (17,571) |
| Flujo de financiación | 873,798 | 7,185,524 | (500,343) | 83,960 | 51,128 |
| Variación de caja | 529,395 | 291,338 | (864,221) | 237,425 | 425,610 |
Ejercicios fiscales de la empresa, que no siempre coinciden con el año natural. Las cifras negativas van entre paréntesis. BPA en unidades de la moneda de reporte.
Fuentes: Financial Modeling Prep, a partir de los informes de la empresa. Esta página tiene fines informativos y no constituye asesoría financiera.