
BMV · MXN
Estados financieros de Grupo Financiero Banorte, S.A.B. de C.V.
Grupo Financiero Banorte, S.A.B. de C.V. · GFNORTEO.MX
MXN 189.87
▼ -0.25 (-0.13%)
Última operación · 9/10/2026, 19:59:55 UTC
Cuenta de resultados anual
Millones de MXN
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Ingresos | 505,927 | 218,042 | 444,716 | 179,544 | 160,966 |
| Costo de ventas | 258,460 | 0 | 248,015 | 0 | 0 |
| Beneficio bruto | 247,467 | 218,042 | 196,701 | 179,544 | 160,966 |
| Margen bruto | 48.9% | 100.0% | 44.2% | 100.0% | 100.0% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 11,420 | 54,625 | 11,524 | 10,829 | 12,193 |
| Beneficio operativo | 83,617 | 93,154 | 70,974 | 74,323 | 55,544 |
| Margen operativo | 16.5% | 42.7% | 16.0% | 41.4% | 34.5% |
| EBITDA | 89,141 | 0 | 75,459 | 0 | 0 |
| Gastos por intereses | 258,460 | 266,073 | 248,015 | 152,469 | 40,772 |
| Beneficio antes de impuestos | 83,617 | 75,331 | 70,974 | 61,988 | 46,095 |
| Impuestos | 21,772 | 19,127 | 17,832 | 15,963 | 10,556 |
| Beneficio neto | 58,788 | 56,188 | 52,418 | 45,408 | 35,048 |
| Margen neto | 11.6% | 25.8% | 11.8% | 25.3% | 21.8% |
| BPA diluido | 20.01 | 20.00 | 18.00 | 16.11 | 12.15 |
| Acciones (diluidas) | 2,939 | 2,809 | 2,912 | 2,818 | 2,883 |
Cuenta de resultados trimestral
Millones de MXN
| Partida | T2 2026 | T1 2026 | T4 2025 | T3 2025 | T2 2025 | T1 2025 | T4 2024 | T3 2024 |
|---|---|---|---|---|---|---|---|---|
| Ingresos | 115,064 | 116,988 | 112,230 | 273,849 | (16,562) | 136,410 | 130,613 | 245,968 |
| Costo de ventas | 52,478 | 49,096 | 54,442 | 134,021 | (3,007) | 73,004 | 74,351 | 128,508 |
| Beneficio bruto | 62,586 | 67,892 | 57,788 | 139,828 | (13,555) | 63,406 | 56,262 | 117,460 |
| Margen bruto | 54.4% | 58.0% | 51.5% | 51.1% | 81.8% | 46.5% | 43.1% | 47.8% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 15,603 | 14,858 | 3,105 | 5,447 | (11,163) | 14,031 | (25,443) | 35,897 |
| Beneficio operativo | 22,049 | 22,062 | 22,303 | 41,640 | (1,832) | 21,506 | 17,078 | 39,607 |
| Margen operativo | 19.2% | 18.9% | 19.9% | 15.2% | 11.1% | 15.8% | 13.1% | 16.1% |
| EBITDA | 23,533 | 23,471 | 23,739 | 42,957 | (429) | 22,874 | 18,438 | 40,942 |
| Gastos por intereses | 52,478 | 49,096 | 54,442 | 130,769 | 245 | 73,004 | 74,351 | 128,508 |
| Beneficio antes de impuestos | 22,049 | 22,062 | 22,303 | 41,640 | (1,832) | 21,506 | 17,078 | 39,607 |
| Impuestos | 6,044 | 6,210 | 6,107 | 10,348 | (875) | 6,192 | 3,437 | 11,148 |
| Beneficio neto | 15,550 | 15,458 | 15,874 | 28,296 | (670) | 15,288 | 13,724 | 28,446 |
| Margen neto | 13.5% | 13.2% | 14.1% | 10.3% | 4.0% | 11.2% | 10.5% | 11.6% |
| BPA diluido | 5.03 | 5.00 | 5.63 | 9.60 | -0.22 | 5.00 | 4.88 | 10.01 |
| Acciones (diluidas) | 3,092 | 3,092 | 2,820 | 2,820 | 3,058 | 3,058 | 2,809 | 2,842 |
Balance
Millones de MXN
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Efectivo e inversiones a corto plazo | 100,295 | 98,704 | 100,230 | 108,254 | 98,842 |
| Cuentas por cobrar | 45,049 | 52,490 | 41,370 | 36,982 | 30,386 |
| Inventarios | 0 | 0 | 0 | 0 | 0 |
| Activo corriente | 159,294 | 165,285 | 154,783 | 161,642 | 129,228 |
| Propiedad, planta y equipo | 39,809 | 36,353 | 34,454 | 35,897 | 21,451 |
| Fondo de comercio e intangibles | 39,068 | 42,965 | 44,095 | 44,829 | 26,732 |
| Activo total | 2,598,663 | 2,471,209 | 2,274,859 | 2,070,072 | 1,850,879 |
| Pasivo corriente | 1,239,550 | 1,128,425 | 1,045,491 | 903,110 | 791,308 |
| Deuda total | 152,087 | 165,814 | 130,539 | 125,455 | 140,503 |
| Pasivo total | 2,346,449 | 2,222,781 | 2,025,654 | 1,831,040 | 1,613,639 |
| Patrimonio neto | 249,091 | 249,409 | 249,353 | 236,043 | 234,234 |
| Deuda neta | 51,792 | 67,110 | 30,309 | 17,201 | 41,661 |
Flujo de caja
Millones de MXN
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Flujo de caja operativo | 81,433 | 28,083 | 51,912 | 76,605 | 11,134 |
| Inversión en activos fijos | (11,106) | (8,272) | (9,064) | (11,791) | (4,523) |
| Flujo de caja libre | 70,327 | 19,811 | 42,848 | 64,814 | 6,611 |
| Dividendos pagados | (47,750) | (35,938) | (37,704) | (34,283) | (16,759) |
| Recompra de acciones | (8,861) | (16,541) | (3,988) | (5,810) | 0 |
| Flujo de inversión | (7,080) | (3,970) | (4,264) | (9,926) | (1,182) |
| Flujo de financiación | (72,532) | (25,939) | (55,523) | (57,212) | (20,448) |
| Variación de caja | 1,591 | (1,525) | (8,024) | 9,412 | (10,464) |
Ejercicios fiscales de la empresa, que no siempre coinciden con el año natural. Las cifras negativas van entre paréntesis. BPA en unidades de la moneda de reporte.
Fuentes: Financial Modeling Prep, a partir de los informes de la empresa. Esta página tiene fines informativos y no constituye asesoría financiera.