XNYS
Estados financieros de Banco Macro S.A.
Banco Macro S.A. · BMA
$64.96
▲ +0.00 (+0.00%)
Última operación · 10/10/2026, 18:18:54 UTC
Cuenta de resultados anual
Millones de ARS
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Ingresos | 5,815,026 | 6,464,238 | 9,693,681 | 5,371,111 | 1,701,695 |
| Costo de ventas | 2,876,026 | 2,050,733 | 3,651,327 | 2,137,770 | 589,909 |
| Beneficio bruto | 2,939,000 | 4,413,505 | 6,042,354 | 3,233,341 | 1,111,786 |
| Margen bruto | 50.5% | 68.3% | 62.3% | 60.2% | 65.3% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 1,579,769 | 1,016,800 | 923,474 | 351,041 | 350,721 |
| Beneficio operativo | 595,607 | 360,015 | 1,883,015 | 401,072 | 145,944 |
| Margen operativo | 10.2% | 5.6% | 19.4% | 7.5% | 8.6% |
| EBITDA | 774,722 | 498,155 | 2,049,448 | 504,478 | 189,169 |
| Gastos por intereses | 2,249,086 | 1,942,626 | 3,551,224 | 2,090,994 | 574,163 |
| Beneficio antes de impuestos | 595,907 | 360,015 | 1,883,015 | 401,072 | 145,944 |
| Impuestos | 256,922 | 33,523 | 614,793 | 124,572 | 7,194 |
| Beneficio neto | 337,274 | 325,502 | 1,267,459 | 276,451 | 138,745 |
| Margen neto | 5.8% | 5.0% | 13.1% | 5.1% | 8.2% |
| BPA diluido | 5,281.60 | 5,090.60 | 22,388.80 | 846.10 | 457.80 |
| Acciones (diluidas) | 64 | 64 | 64 | 64 | 64 |
Cuenta de resultados trimestral
Millones de ARS
| Partida | T2 2026 | T1 2026 | T4 2025 | T3 2025 | T2 2025 | T1 2025 | T4 2024 | T3 2024 |
|---|---|---|---|---|---|---|---|---|
| Ingresos | 1,467,904 | 1,907,129 | 1,201 | 1,442,863 | 1,410,139 | 1,120,127 | 1,499,703 | 1,112,229 |
| Costo de ventas | 602,933 | 741,397 | 599 | 687,021 | 495,407 | 354,882 | 454,524 | 321,524 |
| Beneficio bruto | 864,971 | 1,165,732 | 602 | 755,842 | 914,732 | 765,245 | 1,045,179 | 790,705 |
| Margen bruto | 58.9% | 61.1% | 50.1% | 52.4% | 64.9% | 68.3% | 69.7% | 71.1% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 356,704 | 367,680 | 757,855 | 312,133 | 270,913 | 238,868 | 309,402 | 239,830 |
| Beneficio operativo | 321,596 | 212,688 | 139 | (38,028) | 245,322 | 80,154 | 168,221 | 120,844 |
| Margen operativo | 21.9% | 11.2% | 11.5% | -2.6% | 17.4% | 7.2% | 11.2% | 10.9% |
| EBITDA | 328,991 | 259,348 | 202,005 | (17,894) | 286,733 | 117,248 | 213,196 | 165,811 |
| Gastos por intereses | 439,852 | 502,589 | 462 | 528,385 | 392,368 | 288,911 | 412,930 | 298,558 |
| Beneficio antes de impuestos | 328,991 | 212,688 | 139 | (38,028) | 245,322 | 80,154 | 168,221 | 120,844 |
| Impuestos | 116,938 | 72,931 | 59 | (4,963) | 95,781 | 34,454 | 37,438 | 29,524 |
| Beneficio neto | 204,082 | 140,239 | 115,274 | (33,097) | 149,137 | 44,850 | 130,522 | 90,873 |
| Margen neto | 13.9% | 7.4% | 9,599.7% | -2.3% | 10.6% | 4.0% | 8.7% | 8.2% |
| BPA diluido | 3,193.40 | 2,193.30 | 1,799.20 | -517.60 | 2,332.40 | 701.40 | 2,080.60 | 1,422.10 |
| Acciones (diluidas) | 64 | 64 | 64 | 64 | 64 | 64 | 64 | 64 |
Balance
Millones de ARS
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Efectivo e inversiones a corto plazo | 3,587,423 | 3,214,815 | 3,329,870 | 1,208,265 | 335,692 |
| Cuentas por cobrar | 0 | 1,035,235 | 862,281 | 1,862 | 123,403 |
| Inventarios | 0 | 0 | 0 | 0 | 0 |
| Activo corriente | 3,587,423 | 4,283,925 | 4,243,877 | 1,571,893 | 461,568 |
| Propiedad, planta y equipo | 1,043,088 | 788,293 | 776,953 | 317,211 | 102,991 |
| Fondo de comercio e intangibles | 182,854,006 | 147,476 | 163,694 | 54,309 | 16,371 |
| Activo total | 23,245,903 | 14,492,425 | 14,629,820 | 6,508,794 | 1,946,567 |
| Pasivo corriente | 89,477 | 8,481,840 | 7,458,584 | 4,035,597 | 1,150,212 |
| Deuda total | 1,536,038 | 465,411 | 914,786 | 239,194 | 90,355 |
| Pasivo total | 18,010,661 | 10,441,712 | 10,190,197 | 4,913,674 | 1,479,770 |
| Patrimonio neto | 5,232,216 | 4,049,083 | 4,438,608 | 1,594,856 | 466,724 |
| Deuda neta | (2,051,386) | (2,749,405) | (2,415,084) | (969,071) | (245,337) |
Flujo de caja
Millones de ARS
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Flujo de caja operativo | 1,702 | 918,591 | (85,229) | 1,612,249 | 271,768 |
| Inversión en activos fijos | (138) | (124,516) | (57,073) | (75,754) | (41,810) |
| Flujo de caja libre | 1,564 | 794,074 | (142,302) | 1,536,495 | 229,958 |
| Dividendos pagados | (315,043) | (466,941) | (0) | (59,463) | 0 |
| Recompra de acciones | (211) | 0 | 0 | 0 | 0 |
| Flujo de inversión | (3,379) | (175,867) | 232,962 | (164,991) | (42,026) |
| Flujo de financiación | 2,413 | 491,520 | (2,902,717) | 154,789 | (306,881) |
| Variación de caja | (2,862,774) | (199,123) | (950,854) | 1,731,606 | (171,335) |
Ejercicios fiscales de la empresa, que no siempre coinciden con el año natural. Las cifras negativas van entre paréntesis. BPA en unidades de la moneda de reporte.
Fuentes: Financial Modeling Prep, a partir de los informes de la empresa. Esta página tiene fines informativos y no constituye asesoría financiera.