BYMA · ARS
Estados financieros de Banco Macro S.A.
Banco Macro S.A. · BMA.BA
ARS 10,400.00
▼ -250.00 (-2.35%)
Última operación · 9/10/2026, 19:59:59 UTC
Cuenta de resultados anual
Millones de ARS
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Ingresos | 4,989,911 | 6,464,238 | 9,693,681 | 5,371,111 | 1,701,695 |
| Costo de ventas | 2,467,936 | 2,050,733 | 3,651,327 | 2,137,770 | 589,909 |
| Beneficio bruto | 2,521,975 | 4,413,505 | 6,042,354 | 3,233,341 | 1,111,786 |
| Margen bruto | 50.5% | 68.3% | 62.3% | 60.2% | 65.3% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 1,015,970 | 1,016,800 | 923,474 | 764,440 | 350,721 |
| Beneficio operativo | 511,094 | 360,015 | 1,883,015 | 401,072 | 145,944 |
| Margen operativo | 10.2% | 5.6% | 19.4% | 7.5% | 8.6% |
| EBITDA | 591,196 | 498,155 | 2,049,448 | 504,478 | 189,169 |
| Gastos por intereses | 1,929,955 | 1,942,626 | 3,551,224 | 2,090,994 | 574,163 |
| Beneficio antes de impuestos | 511,351 | 360,015 | 1,883,015 | 401,072 | 145,944 |
| Impuestos | 220,467 | 33,523 | 614,793 | 124,572 | 7,194 |
| Beneficio neto | 289,417 | 325,502 | 1,267,459 | 276,451 | 138,745 |
| Margen neto | 5.8% | 5.0% | 13.1% | 5.1% | 8.2% |
| BPA diluido | 449.81 | 509.06 | 918.54 | 67.31 | 42.42 |
| Acciones (diluidas) | 639 | 639 | 639 | 639 | 639 |
Cuenta de resultados trimestral
Millones de ARS
| Partida | T2 2026 | T1 2026 | T4 2025 | T3 2025 | T2 2025 | T1 2025 | T4 2024 | T3 2024 |
|---|---|---|---|---|---|---|---|---|
| Ingresos | 1,649,021 | 1,907,129 | 1,725,204 | 1,442,863 | 1,410,139 | 1,099,575 | 1,499,703 | 1,112,229 |
| Costo de ventas | 609,169 | 741,397 | 860,488 | 687,021 | 495,407 | 354,882 | 454,524 | 321,524 |
| Beneficio bruto | 1,039,852 | 1,165,732 | 864,716 | 755,842 | 914,732 | 744,692 | 1,045,179 | 790,705 |
| Margen bruto | 63.1% | 61.1% | 50.1% | 52.4% | 64.9% | 67.7% | 69.7% | 71.1% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 264,032 | 367,680 | 360,293 | 312,133 | 270,913 | 248,635 | 309,402 | 239,830 |
| Beneficio operativo | 332,394 | 212,688 | 199,197 | (38,029) | 245,322 | 80,154 | 168,221 | 120,844 |
| Margen operativo | 20.2% | 11.2% | 11.5% | -2.6% | 17.4% | 7.3% | 11.2% | 10.9% |
| EBITDA | 332,394 | 266,653 | 200,015 | (17,894) | 286,733 | 129,342 | 213,196 | 165,811 |
| Gastos por intereses | 414,886 | 485,734 | 664,355 | 528,385 | 392,368 | 288,911 | 412,930 | 298,558 |
| Beneficio antes de impuestos | 332,394 | 219,992 | 200,015 | (38,028) | 245,322 | 80,154 | 168,221 | 120,844 |
| Impuestos | 118,147 | 72,931 | 85,262 | (4,963) | 95,781 | 34,454 | 37,438 | 29,524 |
| Beneficio neto | 206,633 | 140,239 | 114,138 | (33,097) | 149,137 | 44,850 | 130,522 | 90,873 |
| Margen neto | 12.5% | 7.4% | 6.6% | -2.3% | 10.6% | 4.1% | 8.7% | 8.2% |
| BPA diluido | 323.37 | 219.33 | 174.12 | -51.76 | 233.24 | 70.14 | 202.00 | 142.21 |
| Acciones (diluidas) | 639 | 639 | 639 | 639 | 639 | 639 | 639 | 639 |
Balance
Millones de ARS
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Efectivo e inversiones a corto plazo | 3,776,901 | 3,214,815 | 3,329,870 | 1,208,265 | 1,003,944 |
| Cuentas por cobrar | 0 | 1,035,235 | 442 | 1,862 | 1,061 |
| Inventarios | 0 | 0 | (1,227,626) | (38,440) | (2,452) |
| Activo corriente | 3,776,901 | 4,283,925 | 1,542,085 | 1,560,468 | 1,246,296 |
| Propiedad, planta y equipo | 1,042,815 | 788,293 | 399 | 317,211 | 102,991 |
| Fondo de comercio e intangibles | 182,806 | 147,476 | 75,171 | 54,309 | 16,371 |
| Activo total | 23,239,835 | 14,492,425 | 6,719,072 | 6,508,794 | 1,946,567 |
| Pasivo corriente | 89,488 | 8,481,840 | 2,227,613 | 4,035,597 | 1,351,272 |
| Deuda total | 1,536,222 | 465,411 | 460,066 | 239,194 | 90,355 |
| Pasivo total | 18,005,958 | 10,441,712 | 4,674,186 | 4,913,674 | 1,479,770 |
| Patrimonio neto | 5,230,851 | 4,049,083 | 2,043,559 | 1,594,856 | 466,724 |
| Deuda neta | (2,240,680) | (2,749,405) | (2,869,804) | (969,071) | (913,589) |
Flujo de caja
Millones de ARS
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Flujo de caja operativo | 2,119,631 | 2,002,138 | 2,257,095 | 1,612,249 | 271,768 |
| Inversión en activos fijos | (171,900) | (124,516) | (57,073) | (75,754) | (41,810) |
| Flujo de caja libre | 1,947,731 | 1,877,622 | 2,200,021 | 1,536,495 | 229,958 |
| Dividendos pagados | (270,340) | (466,941) | (180) | (59,463) | 0 |
| Recompra de acciones | (181) | 0 | 0 | 0 | 0 |
| Flujo de inversión | (4,206,670) | (133,690) | (951,692) | (75,766) | (42,026) |
| Flujo de financiación | 3,004,160 | (592,027) | (1,309,366) | (77,786) | (158,390) |
| Variación de caja | 0 | (151,368) | (2,723,868) | 455,282 | (533,550) |
Ejercicios fiscales de la empresa, que no siempre coinciden con el año natural. Las cifras negativas van entre paréntesis. BPA en unidades de la moneda de reporte.
Fuentes: Financial Modeling Prep, a partir de los informes de la empresa. Esta página tiene fines informativos y no constituye asesoría financiera.