B3 · BRL
Estados financieros de Banco Bradesco S.A.
Banco Bradesco S.A. · BBDC4.SA
BRL 21.61
▲ +0.10 (+0.46%)
Última operación · 9/10/2026, 20:09:00 UTC
Cuenta de resultados anual
Millones de BRL
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Ingresos | 311,658 | 249,609 | 254,710 | 239,649 | 157,550 |
| Costo de ventas | 222,522 | 170,916 | 186,553 | 157,148 | 64,480 |
| Beneficio bruto | 89,136 | 78,693 | 68,157 | 82,501 | 93,070 |
| Margen bruto | 28.6% | 31.5% | 26.8% | 34.4% | 59.1% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 44,981 | 43,101 | 40,645 | 39,942 | 39,085 |
| Beneficio operativo | 21,025 | 16,901 | 10,208 | 24,622 | 32,852 |
| Margen operativo | 6.7% | 6.8% | 4.0% | 10.3% | 20.9% |
| EBITDA | 28,088 | 23,635 | 16,728 | 30,285 | 38,625 |
| Gastos por intereses | 193,844 | 144,279 | 156,376 | 130,802 | 55,121 |
| Beneficio antes de impuestos | 21,025 | 16,901 | 10,208 | 24,622 | 32,852 |
| Impuestos | (2,900) | (642) | (4,294) | 3,165 | 9,472 |
| Beneficio neto | 23,673 | 17,253 | 14,251 | 21,223 | 23,172 |
| Margen neto | 7.6% | 6.9% | 5.6% | 8.9% | 14.7% |
| BPA diluido | 2.24 | 1.63 | 1.34 | 1.99 | 1.97 |
| Acciones (diluidas) | 10,579 | 10,614 | 10,642 | 10,657 | 11,739 |
Cuenta de resultados trimestral
Millones de BRL
| Partida | T2 2026 | T1 2026 | T4 2025 | T3 2025 | T2 2025 | T1 2025 | T4 2024 | T3 2024 |
|---|---|---|---|---|---|---|---|---|
| Ingresos | 87,381 | 88,718 | 84,557 | 80,673 | 76,525 | 70,246 | 66,252 | 62,206 |
| Costo de ventas | 63,437 | 63,375 | 61,485 | 59,586 | 53,913 | 47,539 | 45,481 | 40,363 |
| Beneficio bruto | 23,944 | 25,343 | 23,073 | 21,088 | 22,613 | 22,707 | 20,771 | 21,843 |
| Margen bruto | 27.4% | 28.6% | 27.3% | 26.1% | 29.5% | 32.3% | 31.4% | 35.1% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 11,590 | 11,235 | 12,144 | 11,387 | 10,378 | 11,072 | 11,738 | 10,723 |
| Beneficio operativo | 7,337 | 7,830 | 5,752 | 4,880 | 4,329 | 6,063 | 3,295 | 5,576 |
| Margen operativo | 8.4% | 8.8% | 6.8% | 6.0% | 5.7% | 8.6% | 5.0% | 9.0% |
| EBITDA | 9,144 | 9,641 | 7,561 | 6,636 | 6,157 | 7,734 | 5,052 | 7,266 |
| Gastos por intereses | 55,246 | 55,790 | 54,846 | 52,694 | 46,220 | 40,084 | 36,550 | 37,293 |
| Beneficio antes de impuestos | 7,337 | 7,830 | 5,752 | 4,880 | 4,329 | 6,063 | 3,295 | 5,576 |
| Impuestos | 91 | 2,600 | (790) | (688) | (1,810) | 387 | (914) | 631 |
| Beneficio neto | 7,140 | 5,178 | 6,500 | 5,501 | 6,067 | 5,605 | 4,146 | 4,870 |
| Margen neto | 8.2% | 5.8% | 7.7% | 6.8% | 7.9% | 8.0% | 6.3% | 7.8% |
| BPA diluido | 0.64 | 0.49 | 0.61 | 0.52 | 0.57 | 0.53 | 0.39 | 0.46 |
| Acciones (diluidas) | 11,156 | 10,573 | 10,577 | 10,577 | 10,577 | 10,585 | 10,597 | 10,608 |
Balance
Millones de BRL
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Efectivo e inversiones a corto plazo | 254,976 | 476,880 | 522,984 | 367,609 | 394,233 |
| Cuentas por cobrar | 5,905 | 33,180 | 25,589 | 25,720 | 22,458 |
| Inventarios | 0 | 0 | 0 | (251,508) | (234,245) |
| Activo corriente | 254,976 | 513,627 | 41,537 | 28,550 | 21,284 |
| Propiedad, planta y equipo | 9,405 | 10,220 | 11,118 | 11,971 | 13,513 |
| Fondo de comercio e intangibles | 25,740 | 23,749 | 22,107 | 18,800 | 14,911 |
| Activo total | 2,330,327 | 2,069,484 | 1,927,523 | 1,792,289 | 1,675,572 |
| Pasivo corriente | 440,563 | 938,668 | 222,198 | 7,880 | 3,040 |
| Deuda total | 793,839 | 406,481 | 359,485 | 338,987 | 284,551 |
| Pasivo total | 2,151,379 | 1,900,542 | 1,760,509 | 1,632,278 | 1,525,343 |
| Patrimonio neto | 178,415 | 168,410 | 166,331 | 159,535 | 149,777 |
| Deuda neta | 538,863 | (70,399) | (163,499) | (28,622) | (109,682) |
Flujo de caja
Millones de BRL
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Flujo de caja operativo | 263,050 | 50,228 | (178) | 41,766 | (101,995) |
| Inversión en activos fijos | (5,022) | (8,048) | (1,953) | (9,412) | (4,410) |
| Flujo de caja libre | 258,028 | 42,180 | (9,318) | 32,354 | (106,405) |
| Dividendos pagados | (11,834) | (6,542) | (8,928) | (3,657) | (9,914) |
| Recompra de acciones | (223) | (569) | 0 | (224) | (667) |
| Flujo de inversión | 59,830 | (5,014) | 83,606 | (17,779) | (19,306) |
| Flujo de financiación | 236,529 | (23,676) | (23,063) | 21,918 | (1,609) |
| Variación de caja | (14,507) | 21,233 | 60,605 | 46,798 | (119,435) |
Ejercicios fiscales de la empresa, que no siempre coinciden con el año natural. Las cifras negativas van entre paréntesis. BPA en unidades de la moneda de reporte.
Fuentes: Financial Modeling Prep, a partir de los informes de la empresa. Esta página tiene fines informativos y no constituye asesoría financiera.