BYMA · ARS
Estados financieros de Banco BBVA Argentina S.A.
Banco BBVA Argentina S.A. · BBAR.BA
ARS 6,765.00
▼ -75.00 (-1.10%)
Última operación · 9/10/2026, 19:59:47 UTC
Cuenta de resultados anual
Millones de ARS
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Ingresos | 5,723,238 | 5,199,522 | 7,548,580 | 4,611,769 | 1,463,642 |
| Costo de ventas | 3,350,751 | 1,774,928 | 3,385,510 | 1,961,236 | 558,793 |
| Beneficio bruto | 2,372,486 | 3,424,594 | 4,163,069 | 2,650,533 | 904,849 |
| Margen bruto | 41.5% | 65.9% | 55.2% | 57.5% | 61.8% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 1,189,905 | 966,656 | 981,186 | 838,789 | 351,908 |
| Beneficio operativo | 429,482 | 441,080 | 682,308 | 375,932 | 84,786 |
| Margen operativo | 7.5% | 8.5% | 9.0% | 8.2% | 5.8% |
| EBITDA | 528,630 | 520,692 | 710,985 | 445,572 | 90,368 |
| Gastos por intereses | 2,573,689 | 1,767,275 | 3,389,944 | 1,970,168 | 554,488 |
| Beneficio antes de impuestos | 417,527 | 441,080 | 682,308 | 375,932 | 84,786 |
| Impuestos | 162,062 | 76,265 | 339,863 | (17,114) | 28,035 |
| Beneficio neto | 249,991 | 360,405 | 341,580 | 399,018 | 57,012 |
| Margen neto | 4.4% | 6.9% | 4.5% | 8.7% | 3.9% |
| BPA diluido | 408.01 | 588.22 | 268.55 | 96.03 | 34.57 |
| Acciones (diluidas) | 613 | 613 | 613 | 613 | 613 |
Cuenta de resultados trimestral
Millones de ARS
| Partida | T2 2026 | T1 2026 | T4 2025 | T3 2025 | T2 2025 | T1 2025 | T4 2024 | T3 2024 |
|---|---|---|---|---|---|---|---|---|
| Ingresos | 1,575,797 | 1,545,881 | 1,663,283 | 1,572,481 | 1,254,172 | 1,070,417 | 1,215,288 | 892,207 |
| Costo de ventas | 835,103 | 891,282 | 1,348,598 | 930,587 | 601,051 | 470,515 | 376,536 | 339,248 |
| Beneficio bruto | 740,694 | 654,599 | 477,569 | 641,894 | 653,121 | 599,902 | 838,752 | 552,959 |
| Margen bruto | 47.0% | 42.3% | 28.7% | 40.8% | 52.1% | 56.0% | 69.0% | 62.0% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 235,050 | 339,190 | 383,152 | 277,372 | 275,156 | 254,226 | 313,766 | 200,933 |
| Beneficio operativo | 181,852 | 131,975 | 100,856 | 61,353 | 89,859 | 131,844 | 40,012 | 123,880 |
| Margen operativo | 11.5% | 8.5% | 6.1% | 3.9% | 7.2% | 12.3% | 3.3% | 13.9% |
| EBITDA | 181,533 | 164,061 | 135,822 | 88,892 | 114,695 | 152,623 | 69,305 | 148,183 |
| Gastos por intereses | 536,483 | 650,237 | 1,008,588 | 727,569 | 459,764 | 377,768 | 484,142 | 300,909 |
| Beneficio antes de impuestos | 181,533 | 135,729 | 97,873 | 58,142 | 89,859 | 131,844 | 40,012 | 123,880 |
| Impuestos | 50,290 | 46,751 | 41,517 | 23,282 | 30,242 | 50,236 | (53,605) | 24,668 |
| Beneficio neto | 126,621 | 78,421 | 53,848 | 35,086 | 55,356 | 78,432 | 90,021 | 99,673 |
| Margen neto | 8.0% | 5.1% | 3.2% | 2.2% | 4.4% | 7.3% | 7.4% | 11.2% |
| BPA diluido | 206.66 | 128.00 | 88.00 | 57.00 | 90.00 | 128.01 | 146.92 | 162.68 |
| Acciones (diluidas) | 613 | 613 | 612 | 613 | 615 | 613 | 613 | 613 |
Balance
Millones de ARS
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Efectivo e inversiones a corto plazo | 3,507,157 | 5,164,589 | 1,986,549 | 913,637 | 385,420 |
| Cuentas por cobrar | 629 | 1,423,733 | 104,544 | 111,001 | 29,463 |
| Inventarios | 0 | 0 | 0 | (357,034) | (363,734) |
| Activo corriente | 3,507,157 | 6,659,937 | 4,540,889 | 920,064 | 390,587 |
| Propiedad, planta y equipo | 896,653 | 646,547 | 298,218 | 96,104 | 50,921 |
| Fondo de comercio e intangibles | 119,336 | 69,229 | 33,137 | 9,618 | 3,676 |
| Activo total | 25,408,874 | 14,719,894 | 13,305,540 | 1,958,837 | 1,030,194 |
| Pasivo corriente | 468,228 | 9,930,977 | 3,257,266 | 41 | 35 |
| Deuda total | 1,918,006 | 467,719 | 64,406 | 24,103 | 15,137 |
| Pasivo total | 21,865,038 | 12,104,067 | 10,224,684 | 1,592,953 | 867,582 |
| Patrimonio neto | 3,432,760 | 2,573,759 | 1,396,809 | 360,481 | 159,406 |
| Deuda neta | (1,589,151) | (4,696,870) | (1,922,143) | (889,534) | (370,283) |
Flujo de caja
Millones de ARS
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Flujo de caja operativo | 1,616,387 | 2,589,349 | 601,230 | 110,476 | 116,712 |
| Inversión en activos fijos | (216,834) | (164,525) | (91,783) | (16,410) | (8,043) |
| Flujo de caja libre | 1,399,553 | 2,424,823 | 559,081 | 94,066 | 108,669 |
| Dividendos pagados | (17,004) | (90,610) | (278) | (8,025) | 0 |
| Recompra de acciones | 0 | 0 | 0 | 0 | 0 |
| Flujo de inversión | (9,488,579) | (162,396) | (42,995) | (27,153) | (7,498) |
| Flujo de financiación | 9,571,314 | 124,392 | (486,107) | (5,921) | (5,368) |
| Variación de caja | 1,037,563 | 335,076 | 479,742 | (129,029) | (11,250) |
Ejercicios fiscales de la empresa, que no siempre coinciden con el año natural. Las cifras negativas van entre paréntesis. BPA en unidades de la moneda de reporte.
Fuentes: Financial Modeling Prep, a partir de los informes de la empresa. Esta página tiene fines informativos y no constituye asesoría financiera.