XNYS
Estados financieros de Banco Santander, S.A.
Banco Santander, S.A. · SAN
$13.49
▲ +0.00 (+0.00%)
Última operación · 10/10/2026, 18:36:41 UTC
Cuenta de resultados anual
Millones de EUR
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Ingresos | 119,894 | 129,909 | 121,869 | 87,027 | 61,499 |
| Costo de ventas | 71,879 | 78,711 | 74,903 | 43,667 | 20,481 |
| Beneficio bruto | 48,015 | 51,198 | 46,966 | 43,360 | 41,018 |
| Margen bruto | 40.0% | 39.4% | 38.5% | 49.8% | 66.7% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 21,533 | 22,184 | 21,671 | 20,359 | 18,101 |
| Beneficio operativo | 18,681 | 19,027 | 16,459 | 15,250 | 14,547 |
| Margen operativo | 15.6% | 14.6% | 13.5% | 17.5% | 23.7% |
| EBITDA | 21,859 | 22,321 | 19,643 | 18,235 | 17,303 |
| Gastos por intereses | 59,362 | 66,067 | 61,991 | 32,811 | 13,093 |
| Beneficio antes de impuestos | 18,681 | 19,027 | 16,459 | 15,250 | 14,547 |
| Impuestos | 4,723 | 5,283 | 4,276 | 4,486 | 4,894 |
| Beneficio neto | 14,101 | 12,574 | 11,076 | 9,605 | 8,124 |
| Margen neto | 11.8% | 9.7% | 9.1% | 11.0% | 13.2% |
| BPA diluido | 0.87 | 0.77 | 0.65 | 0.54 | 0.44 |
| Acciones (diluidas) | 15,927 | 15,568 | 16,247 | 16,904 | 17,321 |
Cuenta de resultados trimestral
Millones de EUR
| Partida | T2 2026 | T1 2026 | T4 2025 | T3 2025 | T2 2025 | T1 2025 | T4 2024 | T3 2024 |
|---|---|---|---|---|---|---|---|---|
| Ingresos | 33,480 | 29,677 | 14,978 | 12,104 | 14,332 | 31,577 | 15,812 | 14,941 |
| Costo de ventas | 20,068 | 17,420 | 3,174 | 2,432 | 3,447 | 18,648 | 3,120 | 2,947 |
| Beneficio bruto | 13,412 | 12,257 | 11,804 | 9,673 | 10,885 | 12,929 | 12,692 | 11,994 |
| Margen bruto | 40.1% | 41.3% | 78.8% | 79.9% | 75.9% | 40.9% | 80.3% | 80.3% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 3,624 | 5,000 | 5,576 | 4,456 | 5,304 | 5,290 | 5,597 | 5,212 |
| Beneficio operativo | 4,848 | 5,029 | 4,920 | 3,976 | 4,415 | 5,187 | 4,600 | 4,919 |
| Margen operativo | 14.5% | 16.9% | 32.8% | 32.8% | 30.8% | 16.4% | 29.1% | 32.9% |
| EBITDA | 4,848 | 5,857 | 5,676 | 4,772 | 5,219 | 6,041 | 5,424 | 5,733 |
| Gastos por intereses | 15,647 | 14,233 | 0 | 0 | 0 | 15,525 | 0 | 0 |
| Beneficio antes de impuestos | 4,848 | 5,029 | 4,920 | 3,976 | 4,415 | 5,187 | 4,600 | 4,919 |
| Impuestos | 1,212 | 1,250 | 1,163 | 1,019 | 1,043 | 1,446 | 1,037 | 1,330 |
| Beneficio neto | 3,576 | 5,455 | 3,764 | 2,992 | 3,431 | 3,402 | 3,265 | 3,250 |
| Margen neto | 10.7% | 18.4% | 25.1% | 24.7% | 23.9% | 10.8% | 20.6% | 21.8% |
| BPA diluido | 0.24 | 0.36 | 0.24 | 0.19 | 0.22 | 0.21 | 0.20 | 0.20 |
| Acciones (diluidas) | 14,678 | 15,153 | 15,686 | 15,927 | 14,869 | 16,200 | 16,325 | 16,250 |
Balance
Millones de EUR
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Efectivo e inversiones a corto plazo | 318,202 | 237,413 | 268,406 | 334,025 | 264,012 |
| Cuentas por cobrar | 0 | 11,426 | 10,623 | 0 | 5,756 |
| Inventarios | 0 | 0 | 0 | 0 | 0 |
| Activo corriente | 321,323 | 251,855 | 416,840 | 337,028 | 272,378 |
| Propiedad, planta y equipo | 26,416 | 31,212 | 32,926 | 33,044 | 32,342 |
| Fondo de comercio e intangibles | 17,308 | 19,259 | 19,871 | 18,645 | 16,584 |
| Activo total | 1,867,515 | 1,837,081 | 1,797,062 | 1,734,659 | 1,595,835 |
| Pasivo corriente | 1,295,088 | 11,720 | 70,763 | 1,214,356 | 1,034,869 |
| Deuda total | 496,637 | 483,376 | 310,979 | 425,751 | 334,390 |
| Pasivo total | 1,754,767 | 1,729,754 | 1,692,821 | 1,637,074 | 1,498,782 |
| Patrimonio neto | 103,170 | 98,601 | 95,423 | 89,104 | 86,930 |
| Deuda neta | 178,435 | 245,963 | 42,573 | 91,726 | 70,378 |
Flujo de caja
Millones de EUR
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Flujo de caja operativo | (14,835) | (24,155) | 5,015 | 27,706 | 56,691 |
| Inversión en activos fijos | (7,659) | (8,494) | (13,643) | (10,840) | (11,403) |
| Flujo de caja libre | (22,494) | (32,649) | (8,628) | 16,866 | 45,288 |
| Dividendos pagados | (3,341) | (3,017) | (2,261) | (1,848) | (1,313) |
| Recompra de acciones | (4,081) | (4,789) | (3,109) | (2,050) | (1,645) |
| Flujo de inversión | 534 | (3,712) | (5,366) | (3,898) | (3,715) |
| Flujo de financiación | (14,203) | (5,510) | (2,058) | (9,964) | (1,322) |
| Variación de caja | (37,412) | (28,134) | (2,731) | 12,384 | 56,850 |
Ejercicios fiscales de la empresa, que no siempre coinciden con el año natural. Las cifras negativas van entre paréntesis. BPA en unidades de la moneda de reporte.
Fuentes: Financial Modeling Prep, a partir de los informes de la empresa. Esta página tiene fines informativos y no constituye asesoría financiera.