CAD
Estados financieros de Royal Bank of Canada
Royal Bank of Canada · RY.TO
Cuenta de resultados anual
Millones de CAD
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Ingresos | 137,357 | 54,112 | 48,996 | 48,501 | 50,446 |
| Costo de ventas | 75,187 | 0 | 0 | 0 | 0 |
| Beneficio bruto | 62,170 | 54,112 | 48,996 | 48,501 | 50,446 |
| Margen bruto | 45.3% | 100.0% | 100.0% | 100.0% | 100.0% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 36,519 | 29,319 | 26,285 | 22,774 | 22,391 |
| Beneficio operativo | 25,651 | 24,793 | 22,711 | 25,727 | 28,055 |
| Margen operativo | 18.7% | 45.8% | 46.4% | 53.0% | 55.6% |
| EBITDA | 28,730 | 2,981 | 2,854 | 2,652 | 2,592 |
| Gastos por intereses | 70,825 | 76,998 | 61,862 | 18,054 | 8,143 |
| Beneficio antes de impuestos | 25,651 | 19,862 | 18,183 | 20,109 | 20,631 |
| Impuestos | 5,282 | 3,622 | 3,571 | 4,302 | 4,581 |
| Beneficio neto | 20,362 | 16,230 | 14,605 | 15,794 | 16,038 |
| Margen neto | 14.8% | 30.0% | 29.8% | 32.6% | 31.8% |
| BPA diluido | 14.07 | 11.23 | 10.50 | 11.06 | 11.06 |
| Acciones (diluidas) | 1,412 | 1,416 | 1,393 | 1,406 | 1,427 |
Cuenta de resultados trimestral
Millones de CAD
| Partida | T3 2026 | T2 2026 | T1 2026 | T4 2025 | T3 2025 | T2 2025 | T1 2025 | T4 2024 |
|---|---|---|---|---|---|---|---|---|
| Ingresos | 38,632 | 33,945 | 35,442 | 34,841 | 16,104 | 14,248 | 15,689 | 14,234 |
| Costo de ventas | 18,841 | 17,428 | 18,609 | 18,652 | 0 | 0 | 0 | 0 |
| Beneficio bruto | 19,791 | 16,517 | 16,833 | 16,189 | 16,104 | 14,248 | 15,689 | 14,234 |
| Margen bruto | 51.2% | 48.7% | 47.5% | 46.5% | 100.0% | 100.0% | 100.0% | 100.0% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 7,486 | 7,191 | 7,437 | 9,361 | 7,848 | 7,526 | 7,926 | 7,616 |
| Beneficio operativo | 7,749 | 7,104 | 7,370 | 6,828 | 8,256 | 6,722 | 7,763 | 6,618 |
| Margen operativo | 20.1% | 20.9% | 20.8% | 19.6% | 51.3% | 47.2% | 49.5% | 46.5% |
| EBITDA | 7,722 | 7,802 | 8,043 | 7,585 | 768 | 780 | 774 | 821 |
| Gastos por intereses | 17,841 | 16,516 | 17,519 | 17,645 | 17,759 | 16,914 | 18,507 | 18,827 |
| Beneficio antes de impuestos | 7,722 | 7,080 | 7,370 | 6,828 | 6,872 | 5,518 | 6,433 | 5,215 |
| Impuestos | 1,725 | 1,595 | 1,622 | 1,394 | 1,458 | 1,128 | 1,302 | 993 |
| Beneficio neto | 6,022 | 5,507 | 5,784 | 5,432 | 5,415 | 4,386 | 5,129 | 4,219 |
| Margen neto | 15.6% | 16.2% | 16.3% | 15.6% | 33.6% | 30.8% | 32.7% | 29.6% |
| BPA diluido | 4.23 | 3.85 | 4.03 | 3.76 | 3.75 | 3.02 | 3.54 | 2.91 |
| Acciones (diluidas) | 1,391 | 1,397 | 1,402 | 1,408 | 1,410 | 1,414 | 1,417 | 1,416 |
Balance
Millones de CAD
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Efectivo e inversiones a corto plazo | 165,279 | 167,126 | 212,004 | 240,596 | 231,025 |
| Cuentas por cobrar | 41,207 | 32,888 | 29,794 | 26,239 | 22,533 |
| Inventarios | 0 | 0 | 0 | 0 | 0 |
| Activo corriente | 206,486 | 200,014 | 241,798 | 266,835 | 253,558 |
| Propiedad, planta y equipo | 6,819 | 6,852 | 6,749 | 7,214 | 7,424 |
| Fondo de comercio e intangibles | 26,807 | 27,084 | 18,497 | 18,360 | 15,325 |
| Activo total | 2,325,006 | 2,171,582 | 2,006,531 | 1,917,219 | 1,706,323 |
| Pasivo corriente | 1,554,487 | 1,464,924 | 1,329,873 | 1,287,068 | 1,229,840 |
| Deuda total | 834,955 | 779,523 | 774,589 | 699,123 | 567,249 |
| Pasivo total | 2,185,855 | 2,044,390 | 1,887,232 | 1,809,044 | 1,607,561 |
| Patrimonio neto | 139,092 | 127,089 | 117,661 | 108,064 | 98,667 |
| Deuda neta | 669,676 | 612,397 | 562,585 | 458,527 | 336,224 |
Flujo de caja
Millones de CAD
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Flujo de caja operativo | 55,220 | 23,139 | 26,079 | 21,942 | 61,044 |
| Inversión en activos fijos | (2,243) | (2,280) | (2,730) | (2,500) | (2,186) |
| Flujo de caja libre | 52,977 | 20,859 | 23,349 | 19,442 | 58,858 |
| Dividendos pagados | (8,800) | (6,637) | (5,549) | (6,960) | (6,420) |
| Recompra de acciones | (13,495) | (7,688) | (4,075) | (11,282) | (6,218) |
| Flujo de inversión | (68,569) | (20,887) | (28,265) | (57,054) | (57,348) |
| Flujo de financiación | (6,711) | (8,146) | (9,833) | (2,185) | (5,928) |
| Variación de caja | (19,699) | (5,266) | (10,408) | (41,449) | (5,042) |
Ejercicios fiscales de la empresa, que no siempre coinciden con el año natural. Las cifras negativas van entre paréntesis. BPA en unidades de la moneda de reporte.
Fuentes: Financial Modeling Prep, a partir de los informes de la empresa. Esta página tiene fines informativos y no constituye asesoría financiera.