XNAS
Estados financieros de Joint Stock Company Kaspi.kz
Joint Stock Company Kaspi.kz · KSPI
$93.60
▼ -0.06 (-0.06%)
Última operación · 10/10/2026, 18:06:50 UTC
Cuenta de resultados anual
Millones de KZT
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Ingresos | 3,935,017 | 2,520,927 | 1,890,290 | 1,269,215 | 885,478 |
| Costo de ventas | 1,040,970 | 949,468 | 671,836 | 103,895 | 73,371 |
| Beneficio bruto | 2,894,047 | 1,571,459 | 1,218,454 | 1,165,320 | 812,107 |
| Margen bruto | 73.5% | 62.3% | 64.5% | 91.8% | 91.7% |
| Investigación y desarrollo | 0 | 109,553 | 88,657 | 60,807 | 44,388 |
| Gastos generales y de venta | 0 | 76,889 | 51,359 | 48,227 | 32,387 |
| Beneficio operativo | 1,295,359 | 1,271,060 | 998,804 | 1,050,525 | 735,332 |
| Margen operativo | 32.9% | 50.4% | 52.8% | 82.8% | 83.0% |
| EBITDA | 2,179,115 | 1,282,289 | 1,022,004 | 1,015,528 | 713,019 |
| Gastos por intereses | 883,756 | 0 | 0 | 0 | 0 |
| Beneficio antes de impuestos | 1,295,359 | 1,282,289 | 1,022,004 | 720,574 | 528,802 |
| Impuestos | 256,959 | 225,455 | 173,234 | 131,730 | 93,588 |
| Beneficio neto | 1,038,400 | 1,039,739 | 841,351 | 585,026 | 431,914 |
| Margen neto | 26.4% | 41.2% | 44.5% | 46.1% | 48.8% |
| BPA diluido | 5,464.06 | 5,430.77 | 4,380.61 | 3,016.00 | 2,222.00 |
| Acciones (diluidas) | 190 | 191 | 192 | 194 | 194 |
Cuenta de resultados trimestral
Millones de KZT
| Partida | T2 2026 | T1 2026 | T4 2025 | T3 2025 | T2 2025 | T1 2025 | T4 2024 | T3 2024 |
|---|---|---|---|---|---|---|---|---|
| Ingresos | 1,104,694 | 1,025,369 | 1,109,227 | 1,110,174 | 969,512 | 821,851 | 724,459 | 652,592 |
| Costo de ventas | 339,393 | 302,488 | 289,319 | 352,045 | 287,147 | 391,830 | 264,382 | 243,395 |
| Beneficio bruto | 765,301 | 722,881 | 819,908 | 758,129 | 682,365 | 430,021 | 460,077 | 409,197 |
| Margen bruto | 69.3% | 70.5% | 73.9% | 68.3% | 70.4% | 52.3% | 63.5% | 62.7% |
| Investigación y desarrollo | 0 | 0 | 0 | 58,052 | 50,889 | 42,897 | 29,341 | 27,538 |
| Gastos generales y de venta | 0 | 0 | 0 | 66,049 | 44,302 | 36,840 | 23,373 | 17,944 |
| Beneficio operativo | 325,781 | 305,819 | 344,408 | 634,028 | 542,254 | 307,452 | 377,700 | 336,151 |
| Margen operativo | 29.5% | 29.8% | 31.0% | 57.1% | 55.9% | 37.4% | 52.1% | 51.5% |
| EBITDA | 325,781 | 560,067 | 597,139 | 369,966 | 543,226 | 321,942 | 383,592 | 333,313 |
| Gastos por intereses | 283,681 | 254,248 | 252,731 | 246,110 | 218,287 | 0 | 0 | 0 |
| Beneficio antes de impuestos | 325,781 | 305,819 | 344,408 | 346,514 | 321,956 | 307,452 | 383,592 | 333,313 |
| Impuestos | 68,629 | 66,794 | 76,441 | 68,468 | 63,327 | 53,403 | 67,191 | 58,937 |
| Beneficio neto | 257,153 | 239,025 | 267,967 | 278,046 | 257,327 | 252,056 | 311,896 | 269,693 |
| Margen neto | 23.3% | 23.3% | 24.2% | 25.0% | 26.5% | 30.7% | 43.1% | 41.3% |
| BPA diluido | 1,351.01 | 1,258.46 | 1,409.10 | 1,457.38 | 1,343.00 | 1,336.99 | 1,629.10 | 1,409.00 |
| Acciones (diluidas) | 190 | 190 | 190 | 191 | 192 | 190 | 191 | 191 |
Balance
Millones de KZT
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Efectivo e inversiones a corto plazo | 2,058,425 | 2,109,152 | 2,199,875 | 1,717,270 | 948,563 |
| Cuentas por cobrar | 7,298,667 | 5,784,569 | 2,739,702 | 2,071,383 | 2,487,801 |
| Inventarios | 124,522 | 16,164 | 14,370 | 2,274 | 0 |
| Activo corriente | 9,844,766 | 8,022,875 | 5,028,343 | 3,850,739 | 3,474,112 |
| Propiedad, planta y equipo | 313,899 | 193,205 | 142,729 | 116,537 | 70,959 |
| Fondo de comercio e intangibles | 847,590 | 93,522 | 65,695 | 15,303 | 14,142 |
| Activo total | 11,081,748 | 8,377,101 | 6,821,932 | 5,121,647 | 3,607,924 |
| Pasivo corriente | 7,994,286 | 6,700,545 | 5,699,257 | 4,258,621 | 2,856,218 |
| Deuda total | 470,576 | 221,456 | 222,156 | 267,061 | 310,465 |
| Pasivo total | 8,480,171 | 6,804,240 | 5,718,719 | 4,295,958 | 3,103,229 |
| Patrimonio neto | 2,491,843 | 1,517,224 | 1,078,123 | 819,165 | 499,727 |
| Deuda neta | (1,587,849) | (1,887,696) | (1,977,719) | (1,450,209) | (638,098) |
Flujo de caja
Millones de KZT
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Flujo de caja operativo | 673,611 | 581,892 | 1,106,128 | 1,020,984 | 70,351 |
| Inversión en activos fijos | (182,513) | (95,726) | (50,257) | (59,468) | (24,901) |
| Flujo de caja libre | 491,098 | 486,166 | 1,055,871 | 961,516 | 45,450 |
| Dividendos pagados | 0 | (646,056) | (560,132) | (210,102) | (340,362) |
| Recompra de acciones | (21,907) | (2,852) | (60,703) | (63,672) | 0 |
| Flujo de inversión | (507,803) | (108,364) | (218,360) | (487,161) | 289,748 |
| Flujo de financiación | 150,251 | (709,771) | (675,970) | (275,911) | (352,580) |
| Variación de caja | 283,673 | (200,996) | 205,106 | 273,259 | 11,692 |
Ejercicios fiscales de la empresa, que no siempre coinciden con el año natural. Las cifras negativas van entre paréntesis. BPA en unidades de la moneda de reporte.
Fuentes: Financial Modeling Prep, a partir de los informes de la empresa. Esta página tiene fines informativos y no constituye asesoría financiera.