XNYS
Estados financieros de Itaú Unibanco Holding S.A.
Itaú Unibanco Holding S.A. · ITUB
$10.15
▼ -0.01 (-0.07%)
Última operación · 10/10/2026, 17:42:34 UTC
Cuenta de resultados anual
Millones de BRL
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Ingresos | 384,581 | 325,846 | 306,630 | 253,123 | 191,490 |
| Costo de ventas | 251,955 | 196,746 | 189,813 | 144,897 | 83,306 |
| Beneficio bruto | 132,626 | 129,100 | 116,817 | 108,226 | 108,184 |
| Margen bruto | 34.5% | 39.6% | 38.1% | 42.8% | 56.5% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 58,065 | 55,708 | 51,930 | 50,285 | 46,963 |
| Beneficio operativo | 50,250 | 47,556 | 39,700 | 36,694 | 42,231 |
| Margen operativo | 13.1% | 14.6% | 12.9% | 14.5% | 22.1% |
| EBITDA | 57,636 | 53,996 | 45,352 | 41,490 | 46,464 |
| Gastos por intereses | 219,338 | 167,278 | 158,250 | 116,747 | 69,305 |
| Beneficio antes de impuestos | 50,250 | 47,556 | 39,700 | 36,694 | 42,231 |
| Impuestos | 4,401 | 5,428 | 5,823 | 6,452 | 13,847 |
| Beneficio neto | 44,857 | 41,085 | 33,105 | 29,207 | 26,760 |
| Margen neto | 11.7% | 12.6% | 10.8% | 11.5% | 14.0% |
| BPA diluido | 3.93 | 3.78 | 3.05 | 2.96 | 2.72 |
| Acciones (diluidas) | 11,189 | 10,856 | 10,853 | 9,859 | 9,831 |
Cuenta de resultados trimestral
Millones de BRL
| Partida | T2 2026 | T1 2026 | T4 2025 | T3 2025 | T2 2025 | T1 2025 | T4 2024 | T3 2024 |
|---|---|---|---|---|---|---|---|---|
| Ingresos | 99,144 | 96,477 | 91,597 | 96,153 | 101,767 | 95,066 | 82,101 | 75,262 |
| Costo de ventas | 63,637 | 63,629 | 57,185 | 61,946 | 71,658 | 61,166 | 56,273 | 42,185 |
| Beneficio bruto | 35,507 | 32,848 | 34,412 | 34,207 | 30,109 | 33,900 | 25,828 | 33,077 |
| Margen bruto | 35.8% | 34.0% | 37.6% | 35.6% | 29.6% | 35.7% | 31.5% | 43.9% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 10,154 | 14,882 | 9,301 | 15,730 | 16,957 | 13,415 | 6,884 | 22,638 |
| Beneficio operativo | 14,155 | 12,708 | 13,988 | 13,719 | 9,658 | 12,885 | 13,080 | 10,008 |
| Margen operativo | 14.3% | 13.2% | 15.3% | 14.3% | 9.5% | 13.6% | 15.9% | 13.3% |
| EBITDA | 15,895 | 14,584 | 15,835 | 15,961 | 11,290 | 14,550 | 14,221 | 11,663 |
| Gastos por intereses | 54,837 | 55,345 | 49,478 | 53,987 | 63,399 | 52,474 | 48,299 | 37,291 |
| Beneficio antes de impuestos | 14,155 | 12,708 | 13,988 | 13,719 | 9,658 | 12,885 | 13,080 | 10,008 |
| Impuestos | 1,994 | 833 | 1,844 | 2,119 | (1,740) | 2,178 | 1,957 | (587) |
| Beneficio neto | 12,251 | 11,636 | 11,907 | 11,306 | 11,137 | 10,507 | 10,835 | 10,368 |
| Margen neto | 12.4% | 12.1% | 13.0% | 11.8% | 10.9% | 11.1% | 13.2% | 13.8% |
| BPA diluido | 1.09 | 1.03 | 0.93 | 1.01 | 1.02 | 1.03 | 1.05 | 0.90 |
| Acciones (diluidas) | 11,146 | 11,118 | 13,000 | 10,796 | 10,872 | 10,199 | 10,877 | 10,869 |
Balance
Millones de BRL
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Efectivo e inversiones a corto plazo | 427,124 | 637,431 | 615,427 | 577,217 | 517,404 |
| Cuentas por cobrar | 4,397 | 100,246 | 96,514 | 78,372 | 66,297 |
| Inventarios | 0 | 0 | 0 | 0 | 0 |
| Activo corriente | 204,316 | 746,180 | 719,655 | 661,927 | 588,944 |
| Propiedad, planta y equipo | 12,629 | 13,263 | 12,486 | 11,630 | 12,009 |
| Fondo de comercio e intangibles | 24,087 | 23,997 | 23,364 | 23,114 | 21,110 |
| Activo total | 3,076,548 | 2,854,475 | 2,543,100 | 2,321,066 | 2,069,206 |
| Pasivo corriente | 585,763 | 1,697,879 | 1,517,232 | 1,341,364 | 1,241,554 |
| Deuda total | 1,012,600 | 905,627 | 814,620 | 721,402 | 574,067 |
| Pasivo total | 2,861,580 | 2,633,191 | 2,344,050 | 2,143,959 | 1,904,730 |
| Patrimonio neto | 204,398 | 211,090 | 190,177 | 167,717 | 152,864 |
| Deuda neta | 585,476 | 268,196 | 199,193 | 144,185 | 56,663 |
Flujo de caja
Millones de BRL
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Flujo de caja operativo | 129,383 | (96,320) | 77,493 | 129,633 | 60,106 |
| Inversión en activos fijos | (1,153) | (1,833) | (9,191) | (8,495) | (9,081) |
| Flujo de caja libre | 128,230 | (98,153) | 68,302 | 121,138 | 51,025 |
| Dividendos pagados | (47,350) | (21,314) | (10,348) | (6,706) | (6,267) |
| Recompra de acciones | (3,024) | (1,775) | (689) | 0 | 0 |
| Flujo de inversión | (210,163) | 6,968 | (31,230) | (73,270) | (4,841) |
| Flujo de financiación | 88,596 | 81,691 | (22,448) | (31,714) | (31,460) |
| Variación de caja | 0 | 743 | 12,286 | 370 | 3,864 |
Ejercicios fiscales de la empresa, que no siempre coinciden con el año natural. Las cifras negativas van entre paréntesis. BPA en unidades de la moneda de reporte.
Fuentes: Financial Modeling Prep, a partir de los informes de la empresa. Esta página tiene fines informativos y no constituye asesoría financiera.