Bolsa de Santiago · CLP
Estados financieros de Banco de Chile
Banco de Chile · CHILE.SN
CLP 189.68
▼ -0.12 (-0.06%)
Última operación · 9/10/2026, 18:59:27 UTC
Cuenta de resultados anual
Millones de CLP
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Ingresos | 4,461,482 | 4,647,955 | 5,093,729 | 5,312,053 | 3,029,323 |
| Costo de ventas | 1,717,012 | 1,960,001 | 2,328,571 | 2,604,873 | 832,619 |
| Beneficio bruto | 2,743,627 | 2,687,954 | 2,765,158 | 2,707,180 | 2,196,704 |
| Margen bruto | 61.5% | 57.8% | 54.3% | 51.0% | 72.5% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 912,756 | 1,185,471 | 1,154,649 | 1,027,518 | 693,616 |
| Beneficio operativo | 1,510,978 | 1,582,077 | 1,696,141 | 1,735,010 | 1,332,286 |
| Margen operativo | 33.9% | 34.0% | 33.3% | 32.7% | 44.0% |
| EBITDA | 1,595,836 | 1,676,678 | 1,788,449 | 1,819,215 | 1,409,084 |
| Gastos por intereses | 1,339,502 | 1,608,304 | 2,123,873 | 2,200,752 | 814,448 |
| Beneficio antes de impuestos | 1,500,726 | 1,582,077 | 1,696,141 | 1,735,010 | 1,332,286 |
| Impuestos | 320,921 | 333,601 | 322,114 | 289,209 | 275,969 |
| Beneficio neto | 1,192,262 | 1,248,476 | 1,374,026 | 1,445,799 | 1,056,316 |
| Margen neto | 26.7% | 26.9% | 27.0% | 27.2% | 34.9% |
| BPA diluido | 11.80 | 11.95 | 13.60 | 13.95 | 7.85 |
| Acciones (diluidas) | 101,017 | 101,017 | 101,017 | 101,017 | 101,017 |
Cuenta de resultados trimestral
Millones de CLP
| Partida | T2 2026 | T1 2026 | T4 2025 | T3 2025 | T2 2025 | T1 2025 | T4 2024 | T3 2024 |
|---|---|---|---|---|---|---|---|---|
| Ingresos | 1,399,101 | 1,015,576 | 1,043,385 | 656,123 | 1,006,415 | 1,011,675 | 1,487,476 | 988,687 |
| Costo de ventas | 624,074 | 377,460 | 375,020 | 326,960 | 344,976 | 325,561 | 776,523 | 350,552 |
| Beneficio bruto | 775,027 | 638,116 | 667,522 | 656,123 | 661,439 | 686,114 | 710,953 | 638,135 |
| Margen bruto | 55.4% | 62.8% | 64.0% | 100.0% | 65.7% | 67.8% | 47.8% | 64.5% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 156,879 | 156,715 | 169,161 | 181,606 | 246,596 | 232,227 | 513,984 | 241,098 |
| Beneficio operativo | 468,272 | 346,782 | 339,009 | 379,777 | 385,314 | 407,974 | 427,990 | 367,551 |
| Margen operativo | 33.5% | 34.1% | 32.5% | 57.9% | 38.3% | 40.3% | 28.8% | 37.2% |
| EBITDA | 465,675 | 370,528 | 360,229 | 379,777 | 409,022 | 431,621 | 451,640 | 391,714 |
| Gastos por intereses | 512,431 | 260,002 | 604,950 | 248,900 | 250,238 | 235,414 | 714,378 | 266,476 |
| Beneficio antes de impuestos | 465,675 | 346,680 | 336,142 | 379,777 | 385,314 | 407,974 | 427,990 | 367,551 |
| Impuestos | 77,705 | 78,154 | 74,581 | 86,863 | 80,447 | 79,030 | 88,840 | 79,480 |
| Beneficio neto | 390,567 | 268,628 | 265,537 | 292,914 | 304,867 | 328,944 | 339,150 | 288,071 |
| Margen neto | 27.9% | 26.5% | 25.4% | 44.6% | 30.3% | 32.5% | 22.8% | 29.1% |
| BPA diluido | 3.87 | 2.66 | 2.63 | 2.90 | 3.02 | 3.26 | 2.95 | 2.85 |
| Acciones (diluidas) | 101,017 | 101,017 | 101,017 | 101,017 | 101,017 | 101,017 | 101,017 | 101,078 |
Balance
Millones de CLP
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Efectivo e inversiones a corto plazo | 8,055,636 | 5,136,649 | 6,780,590 | 7,511,017 | 7,101,354 |
| Cuentas por cobrar | 0 | 2,903,247 | 2,549,476 | 2,281,671 | 1,775,533 |
| Inventarios | 0 | 0 | 0 | 0 | 0 |
| Activo corriente | 8,055,636 | 8,093,541 | 9,397,870 | 9,832,432 | 8,922,618 |
| Propiedad, planta y equipo | 258,659 | 448,546 | 468,526 | 399,970 | 416,970 |
| Fondo de comercio e intangibles | 174,578 | 191,966 | 170,614 | 140,030 | 105,942 |
| Activo total | 54,100,903 | 52,055,542 | 55,718,041 | 55,108,854 | 51,425,948 |
| Pasivo corriente | 3,565,656 | 29,533,940 | 29,730,005 | 28,553,217 | 28,100,027 |
| Deuda total | 13,964,050 | 12,063,639 | 11,670,666 | 10,622,735 | 9,265,479 |
| Pasivo total | 48,299,946 | 45,550,646 | 49,636,096 | 49,677,417 | 46,606,976 |
| Patrimonio neto | 5,799,534 | 6,504,894 | 6,081,943 | 5,431,435 | 4,818,971 |
| Deuda neta | 5,908,414 | 6,926,990 | 4,890,076 | 3,111,718 | 2,164,125 |
Flujo de caja
Millones de CLP
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Flujo de caja operativo | 482,579 | 3,694,137 | 1,725,787 | 128,612 | 3,005,641 |
| Inversión en activos fijos | (18,702) | (74,843) | (86,699) | (78,126) | (65,801) |
| Flujo de caja libre | 463,877 | 3,619,294 | 1,639,088 | 50,486 | 2,939,840 |
| Dividendos pagados | (995,380) | (815,932) | (866,929) | (539,827) | (220,271) |
| Recompra de acciones | 0 | 0 | 0 | 0 | 0 |
| Flujo de inversión | (1,928,862) | 2,028,804 | (346,500) | (847,815) | (2,987,305) |
| Flujo de financiación | 2,356,953 | (5,614,179) | (1,556,020) | (161,803) | 1,376,413 |
| Variación de caja | 832,560 | 273,505 | (161,096) | (842,996) | 1,719,714 |
Ejercicios fiscales de la empresa, que no siempre coinciden con el año natural. Las cifras negativas van entre paréntesis. BPA en unidades de la moneda de reporte.
Fuentes: Financial Modeling Prep, a partir de los informes de la empresa. Esta página tiene fines informativos y no constituye asesoría financiera.