XNYS
Estados financieros de Banco Santander-Chile
Banco Santander-Chile · BSAC
$32.22
▲ +0.00 (+0.00%)
Última operación · 10/10/2026, 17:55:32 UTC
Cuenta de resultados anual
Millones de CLP
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Ingresos | 4,660,076 | 4,903,233 | 5,221,783 | 4,720,466 | 3,373,626 |
| Costo de ventas | 2,384,239 | 2,812,621 | 3,633,727 | 2,873,038 | 1,400,974 |
| Beneficio bruto | 2,275,837 | 2,090,612 | 1,588,056 | 1,847,428 | 1,972,652 |
| Margen bruto | 48.8% | 42.6% | 30.4% | 39.1% | 58.5% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 773,773 | 769,492 | 719,194 | 747,835 | 701,654 |
| Beneficio operativo | 1,245,415 | 1,079,595 | 691,385 | 901,106 | 1,074,092 |
| Margen operativo | 26.7% | 22.0% | 13.2% | 19.1% | 31.8% |
| EBITDA | 1,380,574 | 1,221,030 | 835,147 | 1,031,099 | 1,196,147 |
| Gastos por intereses | 1,808,926 | 2,308,031 | 3,310,942 | 2,516,544 | 1,109,746 |
| Beneficio antes de impuestos | 1,245,415 | 1,079,595 | 691,385 | 901,106 | 1,074,092 |
| Impuestos | 207,362 | 219,745 | 97,548 | 93,624 | 221,664 |
| Beneficio neto | 1,021,650 | 852,964 | 579,427 | 792,276 | 842,467 |
| Margen neto | 21.9% | 17.4% | 11.1% | 16.8% | 25.0% |
| BPA diluido | 2,236.00 | 1,812.00 | 1,052.00 | 1,680.00 | 1,788.00 |
| Acciones (diluidas) | 471 | 471 | 471 | 471 | 471 |
Cuenta de resultados trimestral
Millones de CLP
| Partida | T2 2026 | T1 2026 | T4 2025 | T3 2025 | T2 2025 | T1 2025 | T4 2024 | T3 2024 |
|---|---|---|---|---|---|---|---|---|
| Ingresos | 1,226,203 | 733,426 | 1,802,597 | 1,088,622 | 1,193,802 | 1,052,456 | 1,242,539 | 558,450 |
| Costo de ventas | 520,241 | 0 | 698,467 | 567,270 | 565,098 | 553,678 | 751,858 | (66,120) |
| Beneficio bruto | 705,962 | 733,426 | 1,104,130 | 521,352 | 628,704 | 498,778 | 490,681 | 624,570 |
| Margen bruto | 57.6% | 100.0% | 61.3% | 47.9% | 52.7% | 47.4% | 39.5% | 111.8% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 205,159 | 91,639 | 183,212 | 198,034 | 199,666 | 204,785 | 189,135 | 197,103 |
| Beneficio operativo | 450,965 | 336,386 | 279,766 | 304,478 | 326,637 | 334,534 | 334,649 | 335,183 |
| Margen operativo | 36.8% | 45.9% | 15.5% | 28.0% | 27.4% | 31.8% | 26.9% | 60.0% |
| EBITDA | 483,102 | 370,902 | 313,775 | 337,602 | 359,487 | 369,710 | 370,372 | 338,733 |
| Gastos por intereses | 394,462 | 374,794 | 553,451 | 422,901 | 418,397 | 414,177 | 641,243 | 477,842 |
| Beneficio antes de impuestos | 450,965 | 336,386 | 279,766 | 304,478 | 326,637 | 334,534 | 334,649 | 306,472 |
| Impuestos | 59,143 | 55,909 | 51,133 | 53,612 | 49,820 | 52,797 | 65,609 | 59,357 |
| Beneficio neto | 382,570 | 273,189 | 223,781 | 247,514 | 272,558 | 277,797 | 271,855 | 243,133 |
| Margen neto | 31.2% | 37.2% | 12.4% | 22.7% | 22.8% | 26.4% | 21.9% | 43.5% |
| BPA diluido | 812.00 | 580.00 | 540.00 | 524.00 | 580.00 | 588.00 | 588.00 | 516.00 |
| Acciones (diluidas) | 471 | 471 | 471 | 471 | 471 | 471 | 471 | 471 |
Balance
Millones de CLP
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Efectivo e inversiones a corto plazo | 6,635,916 | 7,613,904 | 10,515,115 | 11,304,577 | 11,135,683 |
| Cuentas por cobrar | 99,436 | 1,285,878 | 382,226 | 509,030 | 297,277 |
| Inventarios | 0 | 0 | 0 | 0 | 0 |
| Activo corriente | 6,786,389 | 8,984,093 | 10,897,341 | 11,813,607 | 11,755,847 |
| Propiedad, planta y equipo | 272,437 | 312,638 | 352,272 | 371,890 | 374,818 |
| Fondo de comercio e intangibles | 91,475 | 88,669 | 97,551 | 107,789 | 95,411 |
| Activo total | 68,147,280 | 68,403,283 | 71,089,439 | 68,422,026 | 63,841,950 |
| Pasivo corriente | 32,718,108 | 30,686,746 | 512,996 | 442,673 | 27,022,143 |
| Deuda total | 15,877,722 | 14,725,389 | 12,705,777 | 10,899,012 | 10,376,996 |
| Pasivo total | 62,410,979 | 63,044,328 | 65,771,851 | 63,458,079 | 59,414,377 |
| Patrimonio neto | 5,616,359 | 5,254,561 | 5,192,853 | 4,854,383 | 4,333,213 |
| Deuda neta | 9,241,806 | 7,111,485 | 2,190,662 | (405,565) | (758,687) |
Flujo de caja
Millones de CLP
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Flujo de caja operativo | 704,904 | 482,388 | (2,165,278) | (358,988) | (3,186,928) |
| Inversión en activos fijos | (80,500) | (107,720) | (56,661) | (113,292) | (57,995) |
| Flujo de caja libre | 624,405 | 374,668 | (2,221,939) | (472,280) | (3,244,923) |
| Dividendos pagados | (570,843) | (347,483) | (485,191) | (464,977) | (310,468) |
| Recompra de acciones | 0 | 0 | 0 | 0 | 0 |
| Flujo de inversión | (1,292,538) | (106,580) | (100,085) | (94,602) | (84,271) |
| Flujo de financiación | (50,056) | (372,847) | 2,947,979 | (384,323) | 2,830,910 |
| Variación de caja | (2,771,002) | 10,278 | 680,838 | (812,009) | (2,725) |
Ejercicios fiscales de la empresa, que no siempre coinciden con el año natural. Las cifras negativas van entre paréntesis. BPA en unidades de la moneda de reporte.
Fuentes: Financial Modeling Prep, a partir de los informes de la empresa. Esta página tiene fines informativos y no constituye asesoría financiera.