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Estados financieros de Bank of the Philippine Islands
Bank of the Philippine Islands · BPHLF
$1.53
▲ +0.00 (+0.00%)
Última operación · 11/10/2026, 20:33:32 UTC
Cuenta de resultados anual
Millones de PHP
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Ingresos | 4,497 | 232,451 | 179,523 | 136,722 | 112,446 |
| Costo de ventas | 1,455 | 62,368 | 41,222 | 18,202 | 15,034 |
| Beneficio bruto | 3,042 | 170,083 | 138,301 | 118,520 | 97,412 |
| Margen bruto | 67.6% | 73.2% | 77.0% | 86.7% | 86.6% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 886 | 6,283 | 5,817 | 3,917 | 2,150 |
| Beneficio operativo | 1,448 | 79,743 | 65,211 | 51,368 | 33,537 |
| Margen operativo | 32.2% | 34.3% | 36.3% | 37.6% | 29.8% |
| EBITDA | 7,366 | 85,000 | 71,826 | 56,813 | 39,786 |
| Gastos por intereses | 1,147 | 62,368 | 41,222 | 18,202 | 15,034 |
| Beneficio antes de impuestos | 1,448 | 79,743 | 65,211 | 51,368 | 33,537 |
| Impuestos | 315 | 17,503 | 13,299 | 11,532 | 9,427 |
| Beneficio neto | 1,129 | 62,049 | 51,687 | 39,605 | 23,880 |
| Margen neto | 25.1% | 26.7% | 28.8% | 29.0% | 21.2% |
| BPA diluido | 0.21 | 11.78 | 10.90 | 8.78 | 5.29 |
| Acciones (diluidas) | 5,284 | 5,266 | 4,741 | 4,513 | 4,513 |
Cuenta de resultados trimestral
Millones de PHP
| Partida | T2 2026 | T1 2026 | T4 2025 | T3 2025 | T2 2025 | T1 2025 | T4 2024 | T3 2024 |
|---|---|---|---|---|---|---|---|---|
| Ingresos | 70,681 | 45,419 | (187,333) | 66,883 | 63,847 | 61,101 | 60,862 | 60,530 |
| Costo de ventas | 17,613 | 23,158 | (48,047) | 17,109 | 15,996 | 16,398 | 16,534 | 15,949 |
| Beneficio bruto | 45,241 | 44,935 | 42,065 | 49,774 | 47,851 | 44,703 | 44,327 | 44,580 |
| Margen bruto | 64.0% | 98.9% | -22.5% | 74.4% | 74.9% | 73.2% | 72.8% | 73.7% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 14,745 | 13,537 | 231 | 0 | 0 | 0 | 18,906 | 0 |
| Beneficio operativo | 20,117 | 30,305 | 20,343 | 22,524 | 21,151 | 21,404 | 18,145 | 21,696 |
| Margen operativo | 28.5% | 66.7% | -10.9% | 33.7% | 33.1% | 35.0% | 29.8% | 35.8% |
| EBITDA | 21,535 | 23,117 | 22,131 | 23,987 | 22,572 | 22,650 | 19,513 | 22,953 |
| Gastos por intereses | 17,606 | 17,717 | 301 | 17,109 | 15,996 | 16,398 | 16,534 | 15,949 |
| Beneficio antes de impuestos | 20,117 | 21,919 | 20,343 | 22,524 | 21,151 | 21,404 | 18,145 | 21,696 |
| Impuestos | 4,133 | 4,903 | 4,215 | 4,965 | 4,711 | 4,684 | 4,112 | 4,196 |
| Beneficio neto | 15,903 | 16,924 | 16,131 | 17,526 | 16,316 | 16,642 | 14,064 | 17,421 |
| Margen neto | 22.5% | 37.3% | -8.6% | 26.2% | 25.6% | 27.2% | 23.1% | 28.8% |
| BPA diluido | 2.99 | 3.20 | 3.04 | 3.32 | 3.09 | 3.16 | 2.68 | 3.30 |
| Acciones (diluidas) | 5,279 | 5,284 | 5,207 | 5,284 | 5,284 | 5,272 | 5,248 | 5,272 |
Balance
Millones de PHP
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Efectivo e inversiones a corto plazo | 198,715 | 287,298 | 271,582 | 14,773,152 | 339,304 |
| Cuentas por cobrar | 27,010 | 1,670 | 428 | 1,403,383 | 216 |
| Inventarios | 0 | 0 | 0 | (1,118,597) | 0 |
| Activo corriente | 225,725 | 291,894 | 274,001 | 296,145 | 340,946 |
| Propiedad, planta y equipo | 25,005 | 21,209 | 19,751 | 19,084 | 17,525 |
| Fondo de comercio e intangibles | 17,468 | 18,724 | 854 | 127,430 | 1,989 |
| Activo total | 3,640,178 | 3,318,051 | 2,888,372 | 2,568,245 | 2,421,915 |
| Pasivo corriente | 130,381 | 2,646,787 | 2,319,185 | 61,020 | 1,960,543 |
| Deuda total | 235,795 | 187,974 | 157,534 | 115,597 | 112,354 |
| Pasivo total | 3,162,883 | 2,886,123 | 2,529,002 | 2,252,922 | 2,126,759 |
| Patrimonio neto | 474,986 | 430,430 | 357,204 | 313,270 | 292,299 |
| Deuda neta | 37,080 | (99,324) | (114,048) | (14,657,555) | (226,950) |
Flujo de caja
Millones de PHP
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Flujo de caja operativo | (97,872) | (22,253) | 4,048,595 | (2,388,931) | 10,525,318 |
| Inversión en activos fijos | (6,276) | (3,416) | (265,120) | (91,171) | (285,205) |
| Flujo de caja libre | (104,148) | (25,669) | 3,783,476 | (2,480,102) | 10,240,113 |
| Dividendos pagados | (23,119) | (21,034) | (894,737) | (536,186) | (414,121) |
| Recompra de acciones | 0 | 0 | 0 | 0 | 0 |
| Flujo de inversión | (24,816) | 45,258 | (4,398,444) | (2,240,372) | (5,323,676) |
| Flujo de financiación | 34,857 | (11,400) | 1,202,249 | (478,523) | (3,398,809) |
| Variación de caja | (87,831) | 11,605 | 852,400 | (5,107,826) | 1,802,833 |
Ejercicios fiscales de la empresa, que no siempre coinciden con el año natural. Las cifras negativas van entre paréntesis. BPA en unidades de la moneda de reporte.
Fuentes: Financial Modeling Prep, a partir de los informes de la empresa. Esta página tiene fines informativos y no constituye asesoría financiera.