XNYS
Estados financieros de Banco de Chile
Banco de Chile · BCH
$38.89
▲ +0.00 (+0.00%)
Última operación · 11/10/2026, 19:23:28 UTC
Cuenta de resultados anual
Millones de CLP
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Ingresos | 3,026,043 | 4,647,955 | 5,093,729 | 5,312,053 | 3,029,323 |
| Costo de ventas | 381,922 | 1,960,001 | 2,328,571 | 2,604,873 | 832,619 |
| Beneficio bruto | 2,644,121 | 2,687,954 | 2,765,158 | 2,707,180 | 2,196,704 |
| Margen bruto | 87.4% | 57.8% | 54.3% | 51.0% | 72.5% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 1,131,740 | 1,185,471 | 1,154,649 | 1,027,518 | 693,616 |
| Beneficio operativo | 1,512,381 | 1,582,077 | 1,696,141 | 1,735,010 | 1,332,286 |
| Margen operativo | 50.0% | 34.0% | 33.3% | 32.7% | 44.0% |
| EBITDA | 1,607,491 | 1,676,678 | 1,788,449 | 1,819,215 | 1,409,084 |
| Gastos por intereses | 969,638 | 1,608,304 | 2,123,873 | 2,200,752 | 814,448 |
| Beneficio antes de impuestos | 1,512,381 | 1,582,077 | 1,696,141 | 1,735,010 | 1,332,286 |
| Impuestos | 320,119 | 333,601 | 322,114 | 289,209 | 275,969 |
| Beneficio neto | 1,192,262 | 1,248,476 | 1,374,026 | 1,445,799 | 1,056,316 |
| Margen neto | 39.4% | 26.9% | 27.0% | 27.2% | 34.9% |
| BPA diluido | 2,360.00 | 2,390.00 | 2,720.00 | 2,862.00 | 1,570.00 |
| Acciones (diluidas) | 505 | 505 | 505 | 505 | 505 |
Cuenta de resultados trimestral
Millones de CLP
| Partida | T2 2026 | T1 2026 | T4 2025 | T3 2025 | T2 2025 | T1 2025 | T4 2024 | T3 2024 |
|---|---|---|---|---|---|---|---|---|
| Ingresos | 1,432,577 | 1,053,182 | 30,329 | 977,624 | 1,006,415 | 1,011,675 | 1,487,476 | 988,687 |
| Costo de ventas | 637,822 | 391,437 | (615,575) | 326,960 | 344,976 | 325,561 | 776,523 | 350,552 |
| Beneficio bruto | 792,101 | 661,745 | 645,904 | 650,664 | 661,439 | 686,114 | 710,953 | 638,135 |
| Margen bruto | 55.3% | 62.8% | 2,129.7% | 66.6% | 65.7% | 67.8% | 47.8% | 64.5% |
| Investigación y desarrollo | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gastos generales y de venta | 160,335 | 162,518 | 407,865 | 245,052 | 246,596 | 232,227 | 513,984 | 241,098 |
| Beneficio operativo | 478,588 | 359,623 | 339,316 | 379,777 | 385,314 | 407,974 | 427,990 | 367,551 |
| Margen operativo | 33.4% | 34.1% | 1,118.8% | 38.8% | 38.3% | 40.3% | 28.8% | 37.2% |
| EBITDA | 763,980 | 383,365 | 363,403 | 403,445 | 409,022 | 431,621 | 451,640 | 391,714 |
| Gastos por intereses | 523,720 | 269,630 | 235,086 | 248,900 | 250,238 | 235,414 | 714,378 | 266,476 |
| Beneficio antes de impuestos | 475,934 | 359,517 | 339,316 | 379,777 | 385,314 | 407,974 | 427,990 | 367,551 |
| Impuestos | 79,417 | 81,048 | 73,779 | 86,863 | 80,447 | 79,030 | 88,840 | 79,480 |
| Beneficio neto | 396,517 | 278,575 | 265,537 | 292,914 | 304,867 | 328,944 | 339,150 | 288,071 |
| Margen neto | 27.7% | 26.5% | 875.5% | 30.0% | 30.3% | 32.5% | 22.8% | 29.1% |
| BPA diluido | 792.00 | 552.00 | 524.00 | 580.00 | 604.00 | 652.00 | 590.00 | 570.00 |
| Acciones (diluidas) | 505 | 505 | 505 | 505 | 505 | 505 | 505 | 505 |
Balance
Millones de CLP
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Efectivo e inversiones a corto plazo | 6,478,410 | 5,136,649 | 6,780,590 | 7,511,017 | 7,101,354 |
| Cuentas por cobrar | 170,185 | 2,903,247 | 2,549,476 | 2,281,671 | 1,775,533 |
| Inventarios | 0 | 0 | 0 | 0 | 0 |
| Activo corriente | 7,163,113 | 8,093,541 | 9,397,870 | 9,832,432 | 8,922,618 |
| Propiedad, planta y equipo | 392,942 | 448,546 | 468,526 | 399,970 | 416,970 |
| Fondo de comercio e intangibles | 207,988 | 191,966 | 170,614 | 140,030 | 105,942 |
| Activo total | 54,104,608 | 52,055,542 | 55,718,041 | 55,108,854 | 51,425,948 |
| Pasivo corriente | 30,167,428 | 29,533,940 | 29,730,005 | 28,553,217 | 28,100,027 |
| Deuda total | 13,545,953 | 12,063,639 | 11,670,666 | 10,622,735 | 9,265,479 |
| Pasivo total | 47,416,761 | 45,550,646 | 49,636,096 | 49,677,417 | 46,606,976 |
| Patrimonio neto | 6,687,846 | 6,504,894 | 6,081,943 | 5,431,435 | 4,818,971 |
| Deuda neta | 7,067,543 | 6,926,990 | 4,890,076 | 3,111,718 | 2,164,125 |
Flujo de caja
Millones de CLP
| Partida | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Flujo de caja operativo | 826,075 | 396,641 | 1,725,787 | 128,612 | 3,005,641 |
| Inversión en activos fijos | (77,299) | (17,226) | (86,699) | (78,126) | (65,801) |
| Flujo de caja libre | 748,776 | 379,415 | 1,639,088 | 50,486 | 2,939,840 |
| Dividendos pagados | (995,380) | (815,932) | (866,929) | (539,827) | (220,271) |
| Recompra de acciones | 0 | 0 | 0 | 0 | 0 |
| Flujo de inversión | (1,189,085) | (58,342) | (346,500) | (847,815) | (2,987,305) |
| Flujo de financiación | 110,759 | (1,557,603) | (1,556,020) | (161,803) | 1,376,413 |
| Variación de caja | (330,361) | (1,054,561) | (161,096) | (842,996) | 1,719,714 |
Ejercicios fiscales de la empresa, que no siempre coinciden con el año natural. Las cifras negativas van entre paréntesis. BPA en unidades de la moneda de reporte.
Fuentes: Financial Modeling Prep, a partir de los informes de la empresa. Esta página tiene fines informativos y no constituye asesoría financiera.